When Elena Hernandez petitioned to wipe out her debts under Chapter 7 of the Bankruptcy Code, she argued that her only significant asset (a workers’ compensation case valued at $31,000) was exempt — under Section 21 of the Illinois Workers’ Compensation Act — from the claims of her creditors (three companies that allegedly provided her with medical care after she was injured in an on-the-job accident).Section 21 of the compensation act says “no payment, claim, award or decision under this act …